Everyone in the United States today understands the importance of having health insurance. Without health insurance a single accident or tragic illness can leave your finances in shambles. However, dental insurance is a different animal than your traditional health insurance is. While dental insurance used to be the primary route to dental care, today's discount dental plans can actually be a better option than traditional dental insurance.
If you are in the market for dental insurance consider these ten industry secrets to why a discount dental plan can save you money and is a better option for you and your family:
Secret #1 - No Network of Dentists: A traditional dental insurance company will tell you which dentists in your area you are permitted to seek treatment from. With a discount dental plan you can choose from a much wider selection of participating dentists in your area, or ultimately choose to see anyone you want.
Secret #2 - No Forms to Fill-Out: A traditional dental insurance plan generally requires you to fill out forms and wait for your claims to be paid. With a discount dental plan you will be paying a reduced rate from the start and will have no forms to fill-out, ever. This is great for you as the patient and great for your dentist as well.
Secret #3 - Much Lower Cost: A dental insurance plan will set you back a lot of money each month, whether or not you ever see a dentist. At the same time, dental insurance will cap the maximum amount of money they will pay each year as well. A discount dental plan will cost you much less money per month and provide you with unlimited access to dental care each year. If you need more than the standard cap of $1000 worth of dental work in a year, a discount dental plan is a much better option for you.
Secret #4 - No Pre-Existing Condition Exclusions: Whereas a traditional dental insurance will exclude your pre-existing dental conditions, a discount dental plan will not. You can get the care you need, when you need it, regardless of your past dental issues.
Secret #5 - No Age Limit: Whether you are 1 or 100 years old, you can get a discount dental plan. There is no age limit.
Secret #6 - A Large Discount: When have you ever received a discount at your dentist, other than a minuscule one if you chose to pay a bill entirely in cash at the time of service? With a discount dental plan you will receive a real discount of up to 60% or more off of the cost of the services you need.
Secret #7 - Free Preventative Care: Most discount dental plans offer you free routine preventative dental care. This can make the cost of your yearly premium essentially pay for itself with two simple exam and cleaning appointments each year!
Secret #8 - Dentist Prefer Discount Dental Plans: Most all dentists prefer a discount dental plan to traditional dental insurance. The reason is because a discount plan provides their office with zero hassles in dealing with an insurance company. They do not have to file forms, argue for payment, or deal with a third-party at all. They are happy to pass along this savings to you.
Secret #9 - Some Discount Dental Plans Cover Cosmetic Dentistry: If you are in need of teeth whitening or other cosmetic dental procedures, many discount dental plans will allow for a large discount on these services. However, if you have dental insurance they generally do not cover cosmetic dentistry at all.
Secret #10 - Plans are available for individuals, families, groups of people, and businesses, too: If your business needs dental coverage a discount dental plan can be a big savings over a dental insurance plan. And, for the money, the discount plan can offer your employees a better deal.
More and more dentists are now participating in discount dental plans than ever before. They participate willingly and enjoy getting away from the hassles of filing forms. By saving your dentist this hassle they can give you a very nice discount on your dental services. Whether you need x-rays, cleanings, crowns, fillings, root canals, or other dental procedures, it is a great idea to sign up for a discount dental plan today.
Best Discount Benefits provides the best choice of affordable discount dental and bundled health care plans. Your source for the best benefits, group programs, and discounted health care plans. Wholesale prices for qualified groups. On the web at: BestDiscountBenefits.com
Best Discount Benefits offers the best proprietary wholesale discount health, medical, and dental plans that provide generous profit margins to groups, unions, associations, and call centers.
Sunday, October 5, 2008
Saturday, October 4, 2008
Why A Discount Dental Care Plan?
None of us can afford to ignore our dental health and at some point, all of us undergo one or all of the following treatments: exams, cleanings, x-rays, fluoride treatments, root canals, braces, dentures, wisdom teeth extractions, gum surgery, dental implants, fillings, crowns, and bridges.
In these difficult economic times it is often a challenge to find affordable medical and dental health care.
Why A Discount Dental Care Plan?
Discounted dental and health care plans are becoming more and more commonplace today. In this day and age of rising costs, consumers need to take control of their finances without putting off their oral health care, as some might do, because of the high cost of dental insurance.
The need of the day is a discount dental care plan available, an alternative to insurance, offering members significant savings, excellent customer service and providing an affordable and comprehensive discount dental care plan.
Should Lower Burden Of Non-Insured Individuals:
The plan should lessen the burden to non-insured individuals for dental care. It should be designed for groups, families and individuals looking to save time and money on dental care and allow you the freedom of choice to choose from 100,000+ participating licensed providers.
Such a plan would give you an opportunity to save money on good quality dental care and protect your family's dental health. The plan should involve the participation of all dental providers in your area. On a national level that should mean 100,000+ participating dentists, immediate online enrollment and swift plan activation, with no unnecessary paperwork, no annual limits, and no health restrictions. That will enable you to start saving immediately.
Should Save On Prescription And Vision Services:
Not only should the dental plan offer cost benefits and savings with each type of plan, some "bundled care" plans also offer benefits to help you save on prescriptions, vision, chiropactic and hearing services plus more. Members should be instantly provided their chosen package when they join, which should include membership cards and a detailed discounted fee schedule. You should be able to access your card via e-mail where you can print it or be able to choose to receive it through postal mail. Then all you would have to do is choose a dental provider in your area! With such a discount dental care plan, you should be charged according to your plan's discounted schedule fee, after you present your card to insure you are charged the discount dental care rate. Best of all, you shouldn't have to concern yourself plan limits or with claim forms to fill out, as with most dental health insurance plans.
Should Provide Online Assistance:
The plan should provide easy to use search tools (such as just entering your zip code) and plan comparison charts to assist you in your decision about which dental plan would best suit your needs, and should have a Customer Service Representative to help you find a provider. Discounts on dental specialties should also be available on select plans.
Many people cannot afford dental health insurance coverage in this day and age, but with a discount plan as described above, getting quality dental care is much more affordable. Good dental hygiene is critical to overall health. Joining a dental discount plan from BestDiscountBenefits.com can help you preserve your family's dental health and smile for years to come.
Don't get caught paying too much for your healthcare!
Individual Plan Options Available: http://www.BestDiscountBenefits.com/info.htm
In these difficult economic times it is often a challenge to find affordable medical and dental health care.
Why A Discount Dental Care Plan?
Discounted dental and health care plans are becoming more and more commonplace today. In this day and age of rising costs, consumers need to take control of their finances without putting off their oral health care, as some might do, because of the high cost of dental insurance.
The need of the day is a discount dental care plan available, an alternative to insurance, offering members significant savings, excellent customer service and providing an affordable and comprehensive discount dental care plan.
Should Lower Burden Of Non-Insured Individuals:
The plan should lessen the burden to non-insured individuals for dental care. It should be designed for groups, families and individuals looking to save time and money on dental care and allow you the freedom of choice to choose from 100,000+ participating licensed providers.
Such a plan would give you an opportunity to save money on good quality dental care and protect your family's dental health. The plan should involve the participation of all dental providers in your area. On a national level that should mean 100,000+ participating dentists, immediate online enrollment and swift plan activation, with no unnecessary paperwork, no annual limits, and no health restrictions. That will enable you to start saving immediately.
Should Save On Prescription And Vision Services:
Not only should the dental plan offer cost benefits and savings with each type of plan, some "bundled care" plans also offer benefits to help you save on prescriptions, vision, chiropactic and hearing services plus more. Members should be instantly provided their chosen package when they join, which should include membership cards and a detailed discounted fee schedule. You should be able to access your card via e-mail where you can print it or be able to choose to receive it through postal mail. Then all you would have to do is choose a dental provider in your area! With such a discount dental care plan, you should be charged according to your plan's discounted schedule fee, after you present your card to insure you are charged the discount dental care rate. Best of all, you shouldn't have to concern yourself plan limits or with claim forms to fill out, as with most dental health insurance plans.
Should Provide Online Assistance:
The plan should provide easy to use search tools (such as just entering your zip code) and plan comparison charts to assist you in your decision about which dental plan would best suit your needs, and should have a Customer Service Representative to help you find a provider. Discounts on dental specialties should also be available on select plans.
Many people cannot afford dental health insurance coverage in this day and age, but with a discount plan as described above, getting quality dental care is much more affordable. Good dental hygiene is critical to overall health. Joining a dental discount plan from BestDiscountBenefits.com can help you preserve your family's dental health and smile for years to come.
Don't get caught paying too much for your healthcare!
Individual Plan Options Available: http://www.BestDiscountBenefits.com/info.htm
Subscribe to:
Posts (Atom)