Discount health and medical plans provide human resources managers, administrators, and employers with an affordable alternative to group dental and health insurance. Wholesale, affinity, and private label discount dental and health care benefit plans offer inexpensive options to supplement existing benefit programs.
Bundled care discount benefits program options offer substantial health care savings for members of organizations, groups, associations and businesses. The buying power of many individuals within a large group of consumers allows provider care organizations to negotiate much lower prices by offering wholesale rates for health care and other services to group members who normally would not have access to such favorable rates.
Discount plans offer a wide variety of benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.
There are many associations and unions with large memberships that enjoy the deepest discounts on all levels of bundled care health and dental discount programs. Our wholesale plans include the lowest individual participant start-up account fees, professional provider discounts, and guaranteed savings on out-of-pocket health care expenses.
When purchasing a wholesale, or private label, discount benefits package for organization members or full / part-time employees, it is important to remember that the volume of non-voluntary participants is a key factor to negotiating the best rate for your group.
Best Discount Benefits specializes in working with clients to develop alternative low-cost health care solutions for large groups since 2002.
Best Discount Benefits offers the best proprietary wholesale discount health, medical, and dental plans that provide generous profit margins to groups, unions, associations, and call centers.
Tuesday, September 28, 2010
Monday, May 3, 2010
Association Benefits
How To Increase The Value Of Your Organization By Offering Discount Health Care Benefits Plans As Fringe Benefits
Many associations, organizations and companies are looking for competitive ways to maintain and increase membership by providing certain perks or fringe benefits.
Inexpensive health care discount plans offer many benefits combined in one easy-to-use "bundled care" plan. These bundled care benefits can be "baked in" to the membership fee at a cost much lower than the individual retail customer could purchase the same plan for at retail price.
Organizations with large active memberships that provide fringe benefits as perks included in membership dues can enhance their image and brand loyalty by offering discount health plans as part of the fringe benefits package. Contracts negotiated with groups in excess of 10,000 active members on a non-voluntary participation basis significantly add to retention rates.
Cost vs. Benefit
Discount plans offer a wide variety of benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.
For more information and custom rate quote: Wholesale Program Rates
Many associations, organizations and companies are looking for competitive ways to maintain and increase membership by providing certain perks or fringe benefits.
Inexpensive health care discount plans offer many benefits combined in one easy-to-use "bundled care" plan. These bundled care benefits can be "baked in" to the membership fee at a cost much lower than the individual retail customer could purchase the same plan for at retail price.
Organizations with large active memberships that provide fringe benefits as perks included in membership dues can enhance their image and brand loyalty by offering discount health plans as part of the fringe benefits package. Contracts negotiated with groups in excess of 10,000 active members on a non-voluntary participation basis significantly add to retention rates.
Cost vs. Benefit
Discount plans offer a wide variety of benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.
- Employees can choose plans that fit their individual needs.
- There are no health restrictions or paperwork hassles.
- Discount plans qualify under Section 125 Cafeteria Plans.
- Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits.
- The real as well as perceived value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.
- Discount health plans provide employers with an affordable alternative to group dental and health insurance.
For more information and custom rate quote: Wholesale Program Rates
Saturday, November 7, 2009
How Discount Health Plans Differ From Health Insurance
Discount health care programs differ from health care insurance in several important ways. Discount health care plans are available to anyone. Unlike traditional insurance, you are immediately qualified. There can be no denial for health conditions, you may begin using services immediately, and there is no paper work to process. Services are unlimited throughout your membership period for the same low membership fee.
Getting started is easy, and your acceptance is guaranteed. Your membership fee entitles you to unlimited services throughout the year with no maximums on services. You may receive services as often as needed and still receive the same pre-negotiated discounted rates. In comparison, traditional insurance requires costly deductibles, imposes limits on the number of times you can receive services and establishes annual maximums on services.
Simply enroll online anytime, and you are immediately accepted regardless of your age or pre-existing conditions. A membership card will arrive by mail in 7-10 business days. Once you have located a provider in your area using the Provider Services Directory, simply make an appointment and show your membership card when you arrive for your appointment. Then you just pay the pre-negotiated discounted rate at your time of service. You'll love how you save money using your discount health plan.
For more information see: SMART Consumer Group
Don't get caught paying full price for your health care!
Getting started is easy, and your acceptance is guaranteed. Your membership fee entitles you to unlimited services throughout the year with no maximums on services. You may receive services as often as needed and still receive the same pre-negotiated discounted rates. In comparison, traditional insurance requires costly deductibles, imposes limits on the number of times you can receive services and establishes annual maximums on services.
Simply enroll online anytime, and you are immediately accepted regardless of your age or pre-existing conditions. A membership card will arrive by mail in 7-10 business days. Once you have located a provider in your area using the Provider Services Directory, simply make an appointment and show your membership card when you arrive for your appointment. Then you just pay the pre-negotiated discounted rate at your time of service. You'll love how you save money using your discount health plan.
For more information see: SMART Consumer Group
Don't get caught paying full price for your health care!
Friday, October 16, 2009
Discount Health Plan Benefits
Discount health plans offer a wide variety of savings benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.
* Employees can choose plans that fit their individual needs.
* There are no health restrictions or paperwork hassles.
* Discount plans qualify under Section 125 Cafeteria Plans.
* Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits.
* The real as well as perceived value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.
* Discount health plans provide employers with an affordable alternative to group dental and health insurance.
Best Discount Benefits offers the best proprietary wholesale discount health, medical, and dental plans that provide generous profit margins to groups, unions, associations, and call centers.
* Employees can choose plans that fit their individual needs.
* There are no health restrictions or paperwork hassles.
* Discount plans qualify under Section 125 Cafeteria Plans.
* Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits.
* The real as well as perceived value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.
* Discount health plans provide employers with an affordable alternative to group dental and health insurance.
Best Discount Benefits offers the best proprietary wholesale discount health, medical, and dental plans that provide generous profit margins to groups, unions, associations, and call centers.
Sunday, October 5, 2008
Top 10 Secrets - How Discount Dental Plans Save Money
Everyone in the United States today understands the importance of having health insurance. Without health insurance a single accident or tragic illness can leave your finances in shambles. However, dental insurance is a different animal than your traditional health insurance is. While dental insurance used to be the primary route to dental care, today's discount dental plans can actually be a better option than traditional dental insurance.
If you are in the market for dental insurance consider these ten industry secrets to why a discount dental plan can save you money and is a better option for you and your family:
Secret #1 - No Network of Dentists: A traditional dental insurance company will tell you which dentists in your area you are permitted to seek treatment from. With a discount dental plan you can choose from a much wider selection of participating dentists in your area, or ultimately choose to see anyone you want.
Secret #2 - No Forms to Fill-Out: A traditional dental insurance plan generally requires you to fill out forms and wait for your claims to be paid. With a discount dental plan you will be paying a reduced rate from the start and will have no forms to fill-out, ever. This is great for you as the patient and great for your dentist as well.
Secret #3 - Much Lower Cost: A dental insurance plan will set you back a lot of money each month, whether or not you ever see a dentist. At the same time, dental insurance will cap the maximum amount of money they will pay each year as well. A discount dental plan will cost you much less money per month and provide you with unlimited access to dental care each year. If you need more than the standard cap of $1000 worth of dental work in a year, a discount dental plan is a much better option for you.
Secret #4 - No Pre-Existing Condition Exclusions: Whereas a traditional dental insurance will exclude your pre-existing dental conditions, a discount dental plan will not. You can get the care you need, when you need it, regardless of your past dental issues.
Secret #5 - No Age Limit: Whether you are 1 or 100 years old, you can get a discount dental plan. There is no age limit.
Secret #6 - A Large Discount: When have you ever received a discount at your dentist, other than a minuscule one if you chose to pay a bill entirely in cash at the time of service? With a discount dental plan you will receive a real discount of up to 60% or more off of the cost of the services you need.
Secret #7 - Free Preventative Care: Most discount dental plans offer you free routine preventative dental care. This can make the cost of your yearly premium essentially pay for itself with two simple exam and cleaning appointments each year!
Secret #8 - Dentist Prefer Discount Dental Plans: Most all dentists prefer a discount dental plan to traditional dental insurance. The reason is because a discount plan provides their office with zero hassles in dealing with an insurance company. They do not have to file forms, argue for payment, or deal with a third-party at all. They are happy to pass along this savings to you.
Secret #9 - Some Discount Dental Plans Cover Cosmetic Dentistry: If you are in need of teeth whitening or other cosmetic dental procedures, many discount dental plans will allow for a large discount on these services. However, if you have dental insurance they generally do not cover cosmetic dentistry at all.
Secret #10 - Plans are available for individuals, families, groups of people, and businesses, too: If your business needs dental coverage a discount dental plan can be a big savings over a dental insurance plan. And, for the money, the discount plan can offer your employees a better deal.
More and more dentists are now participating in discount dental plans than ever before. They participate willingly and enjoy getting away from the hassles of filing forms. By saving your dentist this hassle they can give you a very nice discount on your dental services. Whether you need x-rays, cleanings, crowns, fillings, root canals, or other dental procedures, it is a great idea to sign up for a discount dental plan today.
Best Discount Benefits provides the best choice of affordable discount dental and bundled health care plans. Your source for the best benefits, group programs, and discounted health care plans. Wholesale prices for qualified groups. On the web at: BestDiscountBenefits.com
If you are in the market for dental insurance consider these ten industry secrets to why a discount dental plan can save you money and is a better option for you and your family:
Secret #1 - No Network of Dentists: A traditional dental insurance company will tell you which dentists in your area you are permitted to seek treatment from. With a discount dental plan you can choose from a much wider selection of participating dentists in your area, or ultimately choose to see anyone you want.
Secret #2 - No Forms to Fill-Out: A traditional dental insurance plan generally requires you to fill out forms and wait for your claims to be paid. With a discount dental plan you will be paying a reduced rate from the start and will have no forms to fill-out, ever. This is great for you as the patient and great for your dentist as well.
Secret #3 - Much Lower Cost: A dental insurance plan will set you back a lot of money each month, whether or not you ever see a dentist. At the same time, dental insurance will cap the maximum amount of money they will pay each year as well. A discount dental plan will cost you much less money per month and provide you with unlimited access to dental care each year. If you need more than the standard cap of $1000 worth of dental work in a year, a discount dental plan is a much better option for you.
Secret #4 - No Pre-Existing Condition Exclusions: Whereas a traditional dental insurance will exclude your pre-existing dental conditions, a discount dental plan will not. You can get the care you need, when you need it, regardless of your past dental issues.
Secret #5 - No Age Limit: Whether you are 1 or 100 years old, you can get a discount dental plan. There is no age limit.
Secret #6 - A Large Discount: When have you ever received a discount at your dentist, other than a minuscule one if you chose to pay a bill entirely in cash at the time of service? With a discount dental plan you will receive a real discount of up to 60% or more off of the cost of the services you need.
Secret #7 - Free Preventative Care: Most discount dental plans offer you free routine preventative dental care. This can make the cost of your yearly premium essentially pay for itself with two simple exam and cleaning appointments each year!
Secret #8 - Dentist Prefer Discount Dental Plans: Most all dentists prefer a discount dental plan to traditional dental insurance. The reason is because a discount plan provides their office with zero hassles in dealing with an insurance company. They do not have to file forms, argue for payment, or deal with a third-party at all. They are happy to pass along this savings to you.
Secret #9 - Some Discount Dental Plans Cover Cosmetic Dentistry: If you are in need of teeth whitening or other cosmetic dental procedures, many discount dental plans will allow for a large discount on these services. However, if you have dental insurance they generally do not cover cosmetic dentistry at all.
Secret #10 - Plans are available for individuals, families, groups of people, and businesses, too: If your business needs dental coverage a discount dental plan can be a big savings over a dental insurance plan. And, for the money, the discount plan can offer your employees a better deal.
More and more dentists are now participating in discount dental plans than ever before. They participate willingly and enjoy getting away from the hassles of filing forms. By saving your dentist this hassle they can give you a very nice discount on your dental services. Whether you need x-rays, cleanings, crowns, fillings, root canals, or other dental procedures, it is a great idea to sign up for a discount dental plan today.
Best Discount Benefits provides the best choice of affordable discount dental and bundled health care plans. Your source for the best benefits, group programs, and discounted health care plans. Wholesale prices for qualified groups. On the web at: BestDiscountBenefits.com
Saturday, October 4, 2008
Why A Discount Dental Care Plan?
None of us can afford to ignore our dental health and at some point, all of us undergo one or all of the following treatments: exams, cleanings, x-rays, fluoride treatments, root canals, braces, dentures, wisdom teeth extractions, gum surgery, dental implants, fillings, crowns, and bridges.
In these difficult economic times it is often a challenge to find affordable medical and dental health care.
Why A Discount Dental Care Plan?
Discounted dental and health care plans are becoming more and more commonplace today. In this day and age of rising costs, consumers need to take control of their finances without putting off their oral health care, as some might do, because of the high cost of dental insurance.
The need of the day is a discount dental care plan available, an alternative to insurance, offering members significant savings, excellent customer service and providing an affordable and comprehensive discount dental care plan.
Should Lower Burden Of Non-Insured Individuals:
The plan should lessen the burden to non-insured individuals for dental care. It should be designed for groups, families and individuals looking to save time and money on dental care and allow you the freedom of choice to choose from 100,000+ participating licensed providers.
Such a plan would give you an opportunity to save money on good quality dental care and protect your family's dental health. The plan should involve the participation of all dental providers in your area. On a national level that should mean 100,000+ participating dentists, immediate online enrollment and swift plan activation, with no unnecessary paperwork, no annual limits, and no health restrictions. That will enable you to start saving immediately.
Should Save On Prescription And Vision Services:
Not only should the dental plan offer cost benefits and savings with each type of plan, some "bundled care" plans also offer benefits to help you save on prescriptions, vision, chiropactic and hearing services plus more. Members should be instantly provided their chosen package when they join, which should include membership cards and a detailed discounted fee schedule. You should be able to access your card via e-mail where you can print it or be able to choose to receive it through postal mail. Then all you would have to do is choose a dental provider in your area! With such a discount dental care plan, you should be charged according to your plan's discounted schedule fee, after you present your card to insure you are charged the discount dental care rate. Best of all, you shouldn't have to concern yourself plan limits or with claim forms to fill out, as with most dental health insurance plans.
Should Provide Online Assistance:
The plan should provide easy to use search tools (such as just entering your zip code) and plan comparison charts to assist you in your decision about which dental plan would best suit your needs, and should have a Customer Service Representative to help you find a provider. Discounts on dental specialties should also be available on select plans.
Many people cannot afford dental health insurance coverage in this day and age, but with a discount plan as described above, getting quality dental care is much more affordable. Good dental hygiene is critical to overall health. Joining a dental discount plan from BestDiscountBenefits.com can help you preserve your family's dental health and smile for years to come.
Don't get caught paying too much for your healthcare!
Individual Plan Options Available: http://www.BestDiscountBenefits.com/info.htm
In these difficult economic times it is often a challenge to find affordable medical and dental health care.
Why A Discount Dental Care Plan?
Discounted dental and health care plans are becoming more and more commonplace today. In this day and age of rising costs, consumers need to take control of their finances without putting off their oral health care, as some might do, because of the high cost of dental insurance.
The need of the day is a discount dental care plan available, an alternative to insurance, offering members significant savings, excellent customer service and providing an affordable and comprehensive discount dental care plan.
Should Lower Burden Of Non-Insured Individuals:
The plan should lessen the burden to non-insured individuals for dental care. It should be designed for groups, families and individuals looking to save time and money on dental care and allow you the freedom of choice to choose from 100,000+ participating licensed providers.
Such a plan would give you an opportunity to save money on good quality dental care and protect your family's dental health. The plan should involve the participation of all dental providers in your area. On a national level that should mean 100,000+ participating dentists, immediate online enrollment and swift plan activation, with no unnecessary paperwork, no annual limits, and no health restrictions. That will enable you to start saving immediately.
Should Save On Prescription And Vision Services:
Not only should the dental plan offer cost benefits and savings with each type of plan, some "bundled care" plans also offer benefits to help you save on prescriptions, vision, chiropactic and hearing services plus more. Members should be instantly provided their chosen package when they join, which should include membership cards and a detailed discounted fee schedule. You should be able to access your card via e-mail where you can print it or be able to choose to receive it through postal mail. Then all you would have to do is choose a dental provider in your area! With such a discount dental care plan, you should be charged according to your plan's discounted schedule fee, after you present your card to insure you are charged the discount dental care rate. Best of all, you shouldn't have to concern yourself plan limits or with claim forms to fill out, as with most dental health insurance plans.
Should Provide Online Assistance:
The plan should provide easy to use search tools (such as just entering your zip code) and plan comparison charts to assist you in your decision about which dental plan would best suit your needs, and should have a Customer Service Representative to help you find a provider. Discounts on dental specialties should also be available on select plans.
Many people cannot afford dental health insurance coverage in this day and age, but with a discount plan as described above, getting quality dental care is much more affordable. Good dental hygiene is critical to overall health. Joining a dental discount plan from BestDiscountBenefits.com can help you preserve your family's dental health and smile for years to come.
Don't get caught paying too much for your healthcare!
Individual Plan Options Available: http://www.BestDiscountBenefits.com/info.htm
Wednesday, October 8, 2003
Best Discount Benefits: Discount Dental & Health Care Plans
Plan members are obligated to pay for all health care services - at the time service is rendered - however, members receive discounts from those health care providers who have contracted with their particular specialty network.
As anyone who has had to pay for health insurance directly can tell you, the cost of insuring a family of 4 has risen tremendously over the past few decades. Many small and medium sized businesses can no longer afford to provide their employees with expensive major medical policies. Increasingly, companies are asking employees to shoulder more of the burden of health insurance, and many companies have terminated their health insurance benefits, altogether. Other companies do not take on full time workers, so that they can save the cost of providing health insurance for their employees.
If your company does not provide health insurance, most likely you will either have to purchase an expensive major medical policy on your own or do without. Because the high cost of medical insurance can be out of reach for many, some families will choose to go without these important benefits. The cost of health insurance can take a big bite out of a middle income family''s budget. These families are truly caught between. They earn too much to qualify for Medicaid and other government assistance programs, but do not earn enough to afford the high cost of health benefits. Even if you can afford the high price of health insurance, if you suffer from even very treatable chronic conditions such as asthma, diabetes, hypertension, high cholesterol, or heart disease, you can be refused coverage. Individuals have even been turned down for excess weight and prescription drug use. It seems like the major insurance companies are looking for reasons not to insure people, so those individuals who need it most may find themselves without any benefits.
Fortunately discount dental & health plans offer families a way to save money on their health care costs. But what are discount health plans, and how can they be used to help families and businesses?
Discount dental care and health plans can be used in several different ways. For those individuals or families that lack dental or health benefits, discount medical plans can be used as stand alone health programs. These discount plans provide important savings on all medical and dental services. Consumers can even save money on medical costs not normally covered by traditional insurance such as cosmetic surgery, cosmetic dentistry, dental implants, orthodontia, Lasik eye surgery, and even alternative medicine. Unlike traditional insurance, there are no limits on visits or services, no waiting, no age limits, and ongoing conditions are accepted.
Businesses can save money by purchasing a health savings account and/or a catastrophic plan. A discount medical plan is purchased along with the high deductible plan. These supplemental benefits provide savings on routine costs while the catastrophic insurance provides a safety net for lengthy hospitalizations and complex care. By combining a high deductible insurance plan with a discount health program, companies can save money on their health insurance benefits while providing their valued employees with the security that they need.
The discount dental plan is probably the most popular discount health program. According to statistics, seven out of ten Americans do not have a dental plan. Among the 30% that do have dental insurance, most are underinsured. Many insurance plans do not provide treatment for ongoing conditions, have expenditure limits, waiting periods, and often don't provide for even necessary procedures such as orthodontic treatment. Cosmetic dentistry and implants are usually not covered.
Discount dental plans provide the consumer with an excellent choice for saving money on dental care. These affordable benefits are reasonably priced alternatives to expensive dental insurance. Savings can range from 25% for specialist treatment to 80% for exams. Most major dental procedures such as fillings, root canals, dentures, crowns and bridges, and orthodontic treatment are available through plan dentists at a 50% to 60% discount--literally cutting a family''s dental bill in half. In addition, patients with ongoing conditions can qualify for these plans, and there are no restrictions on visits or services. Often these affordable dental plans offer value added services such as discounts on vision care, prescriptions, and chiropractic treatment.
Many discount health programs also offer a basic health plan which provides discounts on medical examinations and physician visits. Ancillary services such as laboratory tests, imaging studies (MRIs, CAT scans, mammograms), physical therapy, hearing aids, mental health services, and diabetic supplies are also provided at significant discounts. A 24/7 nurse line and wellness programs may also be included in a quality discount health program. Should the patient become hospitalized, the patient will be assigned an advocate who will negotiate the hospital bill and work out a payment plan based on the patient's financial situation. Hospital bills have been drastically reduced through these advocacy programs.
One company, Best Discount Benefits, has researched the many programs available nationwide and negotiated special rates for online customers. The company also negotiates bundled care discount plans for groups, associations and employee benefits packages. Private labeling, large group and affinity plan packages are available for qualified groups.
A very popular bundled care plan is the combined medical and dental discount plan. This "Total Care" plan combines all of the features of our dental, vision, prescription, and chiropractic program with discounts on physician visits, ancillary services, hospital advocacy, and a 24/7 nurse line.
As anyone who has had to pay for health insurance directly can tell you, the cost of insuring a family of 4 has risen tremendously over the past few decades. Many small and medium sized businesses can no longer afford to provide their employees with expensive major medical policies. Increasingly, companies are asking employees to shoulder more of the burden of health insurance, and many companies have terminated their health insurance benefits, altogether. Other companies do not take on full time workers, so that they can save the cost of providing health insurance for their employees.
If your company does not provide health insurance, most likely you will either have to purchase an expensive major medical policy on your own or do without. Because the high cost of medical insurance can be out of reach for many, some families will choose to go without these important benefits. The cost of health insurance can take a big bite out of a middle income family''s budget. These families are truly caught between. They earn too much to qualify for Medicaid and other government assistance programs, but do not earn enough to afford the high cost of health benefits. Even if you can afford the high price of health insurance, if you suffer from even very treatable chronic conditions such as asthma, diabetes, hypertension, high cholesterol, or heart disease, you can be refused coverage. Individuals have even been turned down for excess weight and prescription drug use. It seems like the major insurance companies are looking for reasons not to insure people, so those individuals who need it most may find themselves without any benefits.
Fortunately discount dental & health plans offer families a way to save money on their health care costs. But what are discount health plans, and how can they be used to help families and businesses?
Discount dental care and health plans can be used in several different ways. For those individuals or families that lack dental or health benefits, discount medical plans can be used as stand alone health programs. These discount plans provide important savings on all medical and dental services. Consumers can even save money on medical costs not normally covered by traditional insurance such as cosmetic surgery, cosmetic dentistry, dental implants, orthodontia, Lasik eye surgery, and even alternative medicine. Unlike traditional insurance, there are no limits on visits or services, no waiting, no age limits, and ongoing conditions are accepted.
Businesses can save money by purchasing a health savings account and/or a catastrophic plan. A discount medical plan is purchased along with the high deductible plan. These supplemental benefits provide savings on routine costs while the catastrophic insurance provides a safety net for lengthy hospitalizations and complex care. By combining a high deductible insurance plan with a discount health program, companies can save money on their health insurance benefits while providing their valued employees with the security that they need.
The discount dental plan is probably the most popular discount health program. According to statistics, seven out of ten Americans do not have a dental plan. Among the 30% that do have dental insurance, most are underinsured. Many insurance plans do not provide treatment for ongoing conditions, have expenditure limits, waiting periods, and often don't provide for even necessary procedures such as orthodontic treatment. Cosmetic dentistry and implants are usually not covered.
Discount dental plans provide the consumer with an excellent choice for saving money on dental care. These affordable benefits are reasonably priced alternatives to expensive dental insurance. Savings can range from 25% for specialist treatment to 80% for exams. Most major dental procedures such as fillings, root canals, dentures, crowns and bridges, and orthodontic treatment are available through plan dentists at a 50% to 60% discount--literally cutting a family''s dental bill in half. In addition, patients with ongoing conditions can qualify for these plans, and there are no restrictions on visits or services. Often these affordable dental plans offer value added services such as discounts on vision care, prescriptions, and chiropractic treatment.
Many discount health programs also offer a basic health plan which provides discounts on medical examinations and physician visits. Ancillary services such as laboratory tests, imaging studies (MRIs, CAT scans, mammograms), physical therapy, hearing aids, mental health services, and diabetic supplies are also provided at significant discounts. A 24/7 nurse line and wellness programs may also be included in a quality discount health program. Should the patient become hospitalized, the patient will be assigned an advocate who will negotiate the hospital bill and work out a payment plan based on the patient's financial situation. Hospital bills have been drastically reduced through these advocacy programs.
One company, Best Discount Benefits, has researched the many programs available nationwide and negotiated special rates for online customers. The company also negotiates bundled care discount plans for groups, associations and employee benefits packages. Private labeling, large group and affinity plan packages are available for qualified groups.
A very popular bundled care plan is the combined medical and dental discount plan. This "Total Care" plan combines all of the features of our dental, vision, prescription, and chiropractic program with discounts on physician visits, ancillary services, hospital advocacy, and a 24/7 nurse line.
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