How Discount Health Plans Differ From Health Insurance

Discount health care programs differ from health care insurance in several important ways. Discount health care plans are available to anyone. Unlike traditional insurance, you are immediately qualified. There can be no denial for health conditions, you may begin using services immediately, and there is no paper work to process. Services are unlimited throughout your membership period for the same low membership fee.

Getting started is easy, and your acceptance is guaranteed. Your membership fee entitles you to unlimited services throughout the year with no maximums on services. You may receive services as often as needed and still receive the same pre-negotiated discounted rates. In comparison, traditional insurance requires costly deductibles, imposes limits on the number of times you can receive services and establishes annual maximums on services.

Simply enroll online anytime, and you are immediately accepted regardless of your age or pre-existing conditions. A membership card will arrive by mail in 7-10 business days. Once you have located a provider in your area using the Provider Services Directory, simply make an appointment and show your membership card when you arrive for your appointment. Then you just pay the pre-negotiated discounted rate at your time of service. You'll love how you save money using your discount health plan.

For more information see: SMART Consumer Group

Don't get caught paying full price for your health care!

Discount Health Plan Benefits

Discount health plans offer a wide variety of savings benefits to your members or employees. Because discount benefits plans are not insurance, they are inexpensive, have no restrictions as to age or conditions, and have no annual limits.

* Employees can choose plans that fit their individual needs.

* There are no health restrictions or paperwork hassles.

* Discount plans qualify under Section 125 Cafeteria Plans.

* Discount benefits plans work especially well for temporary workers who may not qualify for normal benefits.

* The real as well as perceived value of discount benefits plans is high and will significantly add to your retention rates. This is especially true for membership organizations.

* Discount health plans provide employers with an affordable alternative to group dental and health insurance.


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